Choosing Between ARMs and FRMs (Fixed Rate Mortgages)

Selecting Among Different FRMs

Selecting Among Different ARMs

Libor ARMs

Option ARMs

Selecting a Rate/Point Combination

How Large a Down Payment to Make

Whether to Waive Escrow

Whether to Accept a Prepayment Penalty

Locking the Loan

Selecting Documentation

APR

Interest Only Mortgage

Refinance Break-Even